At The Misner Agency, Inc., we understand the importance of receiving peace of mind knowing all of your personal assets are protected. Allow us to provide you with comprehensive insurance solutions for all of your personal insurance needs.

Auto Insurance

Auto insurance protects you against financial loss if you are involved in an accident. It is a contract between you and a specific insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your individual policy.

What is covered by a basic policy?

Your auto policy most likely includes nine types of coverage. Each coverage is priced separately to make up a total policy premium.

  • Bodily Injury Liability
  • Personal Injury Protection (PIP)
  • Coverage for your personal belongings.
  • Medical Payments
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Uninsured and Underinsured Motorist Coverage
  • Rental Reimbursement
  • Towing