Protect your home with insurance from The Misner Agency, Inc.. We understand the importance of receiving peace of mind knowing all of your personal assets are protected. Please allow us to provide you with comprehensive insurance solutions for all of your personal insurance needs and more.

Homeowners Insurance

What is in a standard homeowners insurance policy?

A standard homeowners insurance policy includes five essential types of coverage. They include:

  1. Coverage for the structure of your home.
  2. Coverage for other structures on your property.
  3. Coverage for your personal belongings.
  4. Liability protection.
  5. Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster.

Types of Coverage:

  • Guaranteed Replacement Cost
  • Actual Cash Value