At The Misner Agency, Inc., we understand the importance of receiving peace of mind knowing all of your personal assets are protected. Allow us to provide you with comprehensive insurance solutions for all of your personal insurance needs.

Misner Agency Auto Insurance

Auto Insurance

Auto insurance protects you against financial loss if you are involved in an accident. It is a contract between you and a specific insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your individual policy.

What is covered by a basic auto policy?

Your auto policy most likely includes nine types of coverage. Each coverage is priced separately to make up a total policy premium.

  • Bodily Injury Liability
  • Personal Injury Protection (PIP)
  • Coverage for your personal belongings.
  • Medical Payments
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Uninsured and Underinsured Motorist Coverage
  • Rental Reimbursement
  • Towing
auto insurance with misner agency
auto insurance with the misner agency
health insurance with the Misner Agency
life insurance in middletown ny

Life & Health Insurance

A strong, up-to-date, employee benefits program is vital for attracting and retaining good employees. It takes diligence, creativity and attention to detail to ensure you are getting the best “bang for your buck” each and every year.

Misner Benefits, LLC will provide “turn key” employee benefit services to businesses of every size and in every industry. As an independent broker, we have access to all products and all carriers. In addition to help find the most cost effective plan, we assist with:

Plan Design

  • Employer/Employee contribution strategies
  • Employee education and enrollment meetings
  • Claims and billing issue resolution
  • COBRA assistance and administration


Life Insurance

  • Short term disability
  • Long term disability